Your finances, your jurisdiction.

AI-powered categorization meets bank sync via PSD2 — giving you full visibility over every transaction, without compromising your privacy.

Your data stays in the EU. Always.

No spam. No data sharing. We only email about your early-access application.

Precision-Engineered Features

Built for EU residents who demand clarity, speed, and full control over their financial data.

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Bank Sync via PSD2

Connect all your EU bank accounts securely through open-banking PSD2 APIs. Transactions sync automatically — no screen scraping, no credential sharing.

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savings

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AI Categorization

Every transaction is categorised instantly by your on-device AI model. Teach it your habits once; it learns and improves with every correction.

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EU Data Residency

Your financial data never leaves the European Union. Full GDPR compliance, self-hostable, with zero surveillance capitalism.

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Budget Alerts

Set spending limits per category and get notified before you overshoot. Real-time alerts delivered where you want them.

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Dining Out budget

You've reached 85% of €200 this month

2h ago

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Subscriptions over budget

€112 spent of €100 — €12 over this month

Yesterday

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Reports

Clean weekly, monthly, and yearly overviews. Export as CSV or PDF for your accountant or tax filing.

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Recurring Detection

Subscriptions, rent, utilities — detected automatically. See exactly what you pay on a recurring basis and cancel what you forgot about.

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Coming soon

AI Insights

Ask your finances anything. An on-device assistant that spots trends, flags anomalies, and answers in plain language.

See it in action

A clean, focused interface that puts your financial data front and centre.

Expense Radar AI dashboard: current balance, period expenses, and monthly budget bars with over-budget and on-track indicators. — Your spending at a glance

Transactions page: auto-categorised transactions with counterparty names, categories like Housing and Groceries, and running balance. — Every transaction, auto-categorized

Reports page: monthly spending trend chart with income versus expenses over six months. — Trends that reveal hidden patterns

Simple, Honest Pricing

No hidden fees. No data monetization. You are not the product.

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Hosted (Cloud)

Free

during early access

Full-featured cloud version available free during our early access period. Pricing introduced transparently before GA.

Coming soon

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Self-Hosting

Always Free

once docs are ready

We're polishing the self-host path — Docker image, GoCardless setup guide, and migration tooling. It will always be free; we'll announce it when the docs are complete.